As a full time trader you know what you want, but that doesn’t mean that you don’t sometimes need some help and advice. Think Insurance prides itself on it’s trade expertise and it’s ability to provide solutions to the industry. We are here to help you and your business.
We can give an experienced trader even more discounts on our policies than usual as we respect the fact that you guys know what you’re doing and just want to get on with it. Insurance is a necessary evil but it shouldn’t be the main thing on your worry list. Our policies are underwritten by some of the most respected companies in the game and our 24hr free claims helpline from LV is based solely in the UK.
We can provide all of the usual things expected of a trade policy and then some more that you may require such as:
Demonstration Cover; Split Indemnity; Liability Cover; Stock of Vehicles; Motorbike Cover; Employee Cover; Multi Premises; Compound Cover; Tool Cover; Carriage of Vehicles Cover; Recovery Trucks and much, much more!
We offer flexible instalment plans including direct debit. We do not charge for MID amendments and can even give you your own login so you can do them yourself. We do not impose an amount of vehicles limit and can cover you up to 7.5T if required. We do not use an automated call waiting system, have no abroad call centres and all of our staff are qualified & able to help with your queries. Think Insurance has possibly the shortest call answering time in the country (and that is both the quote and the administration line) – try us and you’ll see.
We run our company along small brokerage lines so we value your business, never take you for granted, and can always guarantee you we will try our best.
Call Think Insurance today and see the difference we can make to your business.
We can give an experienced trader even more discounts on our policies than usual as we respect the fact that you guys know what you’re doing and just want to get on with it. Insurance is a necessary evil but it shouldn’t be the main thing on your worry list. Our policies are underwritten by some of the most respected companies in the game and our 24hr free claims helpline from LV is based solely in the UK.
We can provide all of the usual things expected of a trade policy and then some more that you may require such as:
Demonstration Cover; Split Indemnity; Liability Cover; Stock of Vehicles; Motorbike Cover; Employee Cover; Multi Premises; Compound Cover; Tool Cover; Carriage of Vehicles Cover; Recovery Trucks and much, much more!
We offer flexible instalment plans including direct debit. We do not charge for MID amendments and can even give you your own login so you can do them yourself. We do not impose an amount of vehicles limit and can cover you up to 7.5T if required. We do not use an automated call waiting system, have no abroad call centres and all of our staff are qualified & able to help with your queries. Think Insurance has possibly the shortest call answering time in the country (and that is both the quote and the administration line) – try us and you’ll see.
We run our company along small brokerage lines so we value your business, never take you for granted, and can always guarantee you we will try our best.
Call Think Insurance today and see the difference we can make to your business.
Flexible Instalment Plans
Home and/or Premises
Convicted Drivers Covered
Additional Business Use
Recovery Vehicles Covered
M.I.D Update Info
Carriage of Vehicles Cover
Stock of Vehicles Cover
Small or Large Businesses Covered
Tools, Plant and Machinery Cover
Free Help & Advice
How long do I get to update the MID?
Any vehicle being used on the road by a trader must be on the MID within 14 days. Please be aware that it can take up to 48hrs to update so the general rule of thumb is to let your company know if you are keeping the vehicle over 10 days – Better to be safe than to have the vehicle seized!
What is Indemnity?
The indemnity level on a policy is basically the maximum amount your insurance company will pay out in the event of anyone claim. That doesn’t mean that if you hit a Ferrari they may ask you to pay! The third party will still be paid regardless of your indemnity, it’s only when there’s nobody else to claim off that your indemnity level may kick in.
What is the minimum age for a Trader?
There is no actual minimum age, however, the younger you are the higher the price will be. Generally, anyone under the age of 24 is going to be paying a lot – (although we can still offer very competitive premiums for this age group).
What is an appropriate excess for a Trader?
Most trade insurance policies have a 250xs to begin with. This can generally be raised to then further reduce your premium. Some policies have larger xs’s and many will give you a 10% xs whereby you are liable for 10% of the claim value. Your broker can be of help here.
Will I be charged for adding/removing vehicles?
The answer is no. Whilst some companies will charge you, all policies we sell include this facility for free. You can update the MID by email, text, or an internet website, depending on which policy you buy.
How many vehicles can I add?
All of the policies we sell have no maximum limit on how many vehicles you can add subject to the usual terms and conditions.
Can I trade part-time?
Of course. Many people are now looking to the trade for a supplemental or weekend income. These policies can be very reasonable – sometimes even cheaper than a private car policy!
Any vehicle being used on the road by a trader must be on the MID within 14 days. Please be aware that it can take up to 48hrs to update so the general rule of thumb is to let your company know if you are keeping the vehicle over 10 days – Better to be safe than to have the vehicle seized!
What is Indemnity?
The indemnity level on a policy is basically the maximum amount your insurance company will pay out in the event of anyone claim. That doesn’t mean that if you hit a Ferrari they may ask you to pay! The third party will still be paid regardless of your indemnity, it’s only when there’s nobody else to claim off that your indemnity level may kick in.
What is the minimum age for a Trader?
There is no actual minimum age, however, the younger you are the higher the price will be. Generally, anyone under the age of 24 is going to be paying a lot – (although we can still offer very competitive premiums for this age group).
What is an appropriate excess for a Trader?
Most trade insurance policies have a 250xs to begin with. This can generally be raised to then further reduce your premium. Some policies have larger xs’s and many will give you a 10% xs whereby you are liable for 10% of the claim value. Your broker can be of help here.
Will I be charged for adding/removing vehicles?
The answer is no. Whilst some companies will charge you, all policies we sell include this facility for free. You can update the MID by email, text, or an internet website, depending on which policy you buy.
How many vehicles can I add?
All of the policies we sell have no maximum limit on how many vehicles you can add subject to the usual terms and conditions.
Can I trade part-time?
Of course. Many people are now looking to the trade for a supplemental or weekend income. These policies can be very reasonable – sometimes even cheaper than a private car policy!