High Net Worth Insurance

At Think Insurance we work with some of the leading High Net Worth insurers to provide you with the prestige protection to match your lifestyle.

We have dedicated expert handlers assigned to look after your specific needs, who will take time to understand your individual requirements and help you purchase the right protection for you, your family and your property.

Think Insurance Private Clients specialises in providing bespoke personal insurance and risk management solutions for private individuals and families. Everything we do is focused on personal advice and service, delivered by a team with over three decades of combined experience that understands the complex lifestyles led by those with significant financial assets.

We specialise in the following High Net Worth insurance products:

• Prestige & Sports Cars
• High Value Home & Contents
• Fine Art & Antiques
• Overseas Properties
• Travel Insurance
• Yachts & Water Crafts
• Track Day Cover

Prestige & Sports Vehicles:

We cover High Performance, Luxury and Prestige cars, ensuring you get the highest quality protection for your high quality vehicles.

Drivers of high performance cars are frequently penalised by insurers because of the supposed higher risk associated with high-powered cars. At Think we take a different approach. We know that people who buy their dream car are likely to take special care of it, and will often have another vehicle for daily use, therefore reducing the risk.

Whatever the make or model, if your car is your pride and joy, we'd love to speak to you. We have over 30 years experience of arranging insurance for car lovers with the need for bespoke, high quality cover.

Other benefits include:

• Agreed Vehicle Value or New Car Replacement
• Choice of repairer & comparable courtesy car
• European motor assistance breakdown cover
• Fully comprehensive cover for driving other cars
• Portfolio Policies – one policy with one common renewal date

Home & Contents:

We cover your High Value Home & Contents, making sure that your home and possessions are covered should the worst happen. Our policies cover you on a worldwide all risks basis, and if your home contents value is over £50,000, then you should make sure you have sufficient cover in place.

If you are a collector of antiques, fine art or have other collections then these can be added to your policy. Our policies will also cover you for any high value jewellery, watches, or clothing and with typically high unspecified limits you won’t have to list every item valued under these limits.

Other benefits include:

• Overseas properties within the EU
• Home Appraisal Service
• Unlimited buildings replacement cover
• Worldwide cover for theft, loss & damage
• Legal Expenses up to £100,000

Fine Art & Antiques:

We cover your Fine Art & Antiques with an attention to detail to give you peace of mind that your most valued possessions are covered. Our product features include:

• Market leading single article limits
• Loss in value cover & death of artist cover
• Defective title cover
• Cover whilst at restorers

Overseas Properties:

We offer Overseas Property insurance whether you have a holiday home or a long term residential let in another country. Our product features include:

• Buildings & Contents cover - when unoccupied
• UK claims service
• Employers' liability cover
• Premiums & claims paid to & from a UK bank account

Travel Insurance:

We provide Travel Insurance to make sure you can relax while away on holiday, knowing that we’ve got you and your family covered. Our product features include:

• Up to 90 days per trip
• Worldwide cover for you & your family
• Specialist winter sports cover
• Up to £5,000,000 Medical expenses & Repatriation cover

Yacht & Watercraft:

We arrange Yacht, Motorboat and Pleasure Craft insurance to make sure you have the right cover in place before you set sail. Our product features include:

• Personal accident cover
• Comprehensive cover for hull and machinery
• Building risks and charter liabilities
• Medical cover for guests and crew

Track Day Cover:

Track Days are becoming more and more popular amongst car enthusiasts in the UK, and while they are generally carefully managed with safety a top priority, travelling at high speed around a race track with other drivers around you, is never without risk.

With the risk of crashing very high, and the likely severity of the crash increased, standard private car insurance won’t cover you so, to protect your pride and joy, a specialist track day insurance policy from Think is essential.