General Motor News

Problems with car electrics force drivers to claim under warranties

The RAC have released some useful statistics for motorists and traders alike, highlighting the most common claims made under warranty schemes for faults and problems with cars.RAC logo

The RAC Warranty scheme, paid out on claims worth £5m in total in 2012, and has released the top 10 most common faults.

Interestingly, 4 out of the top 5 claims were electrical faults, with the most common being a faulty alternator.

The high volume of electrical issues being reported and claimed for, has simply highlighted that modern cars are becoming more and more complex and dependent on electrical components.

RAC have listed the top 10 most common claims in 2012, along with the average pay out:

ALTERNATOR: Most common fault is the internal or wiring failure resulting in the loss of electrics to the car. Average claim cost: £342.

COIL: Most common fault is the internal or wiring failure, causing engine running faults. Average claim cost: £125.

SENSOR: Most common fault is the internal or wiring failure causing engine faults. Average claim cost: £206.

STARTER MOTOR: Most common fault is the internal or wiring failure leading to failure to start. Average claim cost: £256.

WATER PUMP: Most common fault is the internal failure causing overheating. Average claim cost: £258.

LAMBDA SENSOR: Most common fault is the internal or wiring failure causing engine running faults. Average claim cost: £189.

GEARBOX: Most common fault is an internal fault causing loss of drive. Average claim cost: £1,000.

EGR VALVE: Most common fault is with valve sticks or jams, causing engine running faults. Average claim cost: £285.

WINDOW MOTOR: Most common problem is an internal fault causing the windows to stop working. Average claim cost: £243.

CYLINDER HEAD GASKET: Most common problem is the gasket fails causing overheating and other engine faults. Average claim cost: £486.

Head of RAC Warranty, Mario Dolcezza comments, “Our data shows that modern vehicles are increasingly reliant on electrical components as four out of the top five most claimed parts relate to electrics. This also shows the importance of warranties as no matter how well a vehicle is prepared by a dealer for sale electrical problems with parts can very easily materialise”.

Garrath Hussey, Chief Executive at Think Insurance adds, “The top 10 faults has really highlighted just how important it is to purchase your car from a reputable trader with a good warranty offering. Electrical faults can prove to be pricey, as well as potentially dangerous”.

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Motorway driving lessons for young drivers

In a bid to reduce the number of road accidents that involve drivers under the age of 25, Government plans are being set out to ensure all young drivers take lessons on motorways at night, in bad weather conditions. Not only is this move expected to reduce accidents on the roads, it is also expected to have a positive impact on insurance premiums.

Bizarrely learner drivers are not currently allowed to drive on motorways, but the day they pass their tests they are legally allowed on fast moving motorways with no previous experience at all.

With statistics showing that a third of all fatal road accidents are with young drivers, it is no surprise that the government are doing all they can to keep this number down. The ABI (Association of British Insurers) have released figures that show that just 1 in 8 drivers are under the age of 25, so it is frightening to think that 1 in 3 of all fatal accidents are with young motorists.

Another statistic has estimated that an 18-year-old driver is 3 times more likely to be involved in a crash than someone who is 30.

With all this in mind, a Green Paper is expected to be released by the Government later on this spring, which will give more detail about the new proposals and changes.

Further plans are expected to include young drivers having to spend a year learning to drive before they can take their test. The test itself is possibly going to be made more difficult. And once a young driver has passed, they may be restricted from carrying any passengers that are not family members, and also may be banned from driving when it is dark.

Ministers are hopeful that Insurance firms will offer incentives for new, young drivers to take extra lessons to improve their driving skills.

The Transport Secretary, Patrick McLoughlin has commented on the statistics, “It is alarming that a fifth of people killed or seriously injured on our roads in 2011 were involved in a collision where at least one driver was aged 17 to 24.  Improving the safety of our young drivers is therefore a real priority and will not only reduce casualties but should also mean a reduction in the sky-high insurance premiums they pay”.

McLoughlin goes on, “More still needs to be done before young drivers feel satisfied they are getting value for money. I look forward to working with the industry and hearing from them how these proposals will help reduce premiums”.

Garrath Hussey, Director at Think Insurance comments on the Government plans, “At Think Insurance, we welcome any moves that will reduce the number of accidents on our roads.  We want all drivers to get a fair deal on their insurance premiums, and extra lessons and imposed restrictions on younger drivers can only be a positive move”.

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UK New Car Sales at Highest in Five Years

With the latest 63-plate attracting buyers, the new UK car sales hit their highest monthly total for five and a half years in September.

403,136 new cars were registered in the UK, a 12.1% rise on the same month last year, says The Society for Motor Manufacturers and Traders (SMMT).

September is often a strong month in terms of sales, as it is one of the two months every year in which new registration plates are issued to the public.

Maintaining its reputation as the UK’s top selling car, Ford Fiesta sold 20,600 new cars in September. In second place was Vauxhaull’s Corsa which sold 14,500.

The new statistics released mark the 19th consecutive month that car sales have risen.

Mike Hawes, the SMMT’s chief executive said, “The UK market is reflecting growing economic confidence.

“Robust private demand has played a major role in this growth, with customers attracted by exciting, increasingly fuel-efficient new models which offer saving in the cost of ownership.”

The SMMT said that the growth reflected the fact that buyers were returning to the market after a period of holding back. Usually replacing cars after three years, buyers have been hesitant to do so during the economic conditions, meaning that many took longer to replace their cars.

It is additionally three years since the end of the vehicle scrappage scheme. The scheme gave people an incentive to trade in their old cars. Cars that were bought under this scheme would be around three years old now.

If you need car insurance, get in touch with the Think Insurance Team today.

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Coventry taxi maker resumes production

Black cab-makers, London Taxi Company, went into administration in October last year, but was bought by Geely six months ago and is now looking at full-scale production starting this week in Coventry.
The Chinese Firm, Geely, and has said it is going to try to re-employ as many former workers as possible, as 99 out of 176 had lost their jobs at the Holyhead Road Plant.
“We’ve taken orders for 200 vehicles to Saudi Arabia and another 200 vehicles to Australia.” said Peter Johansen, vice president of Geely UK’s black cab operation.
Over the past 60 years, more than 130,000 black taxis have been made at the site.

If you are after Taxi Insurance, get in touch with Think Insurance for a quote

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