Motor Trade – Mechanic & Body Shop Insurance

At Think, we are the experts when it comes to the mechanic, garage and body shop insurance market – our extensive knowledge, experience and fantastic rates from our panel of the UK’s top insurers make us perfectly placed to help your business.

We can offer excellent service, speedy quotes, instant cover and a number of flexible payment options to suit you and your business.

We can provide cover for the following mechanic and body shop specific areas:

• Buildings & Contents
• Tool & machinery cover
• Body shop equipment such as lifting machinery, ramps, and spraying equipment
• Public and Employers' Liability
• Courtesy Cars
• Mobile Mechanics also covered

We can also include all of the standard elements you would expect to see in your motor trade policy, plus some additional features that you may require including:

Tool cover
Split Indemnity
Liability cover
Stock of Vehicles
Public & Employee Liability cover
Multiple Drivers covered
Multi Premises
Compound cover
Carriage of Vehicles cover
No Claims Bonus protection
Complete UK based claims management service
Drivers with poor accident and conviction history covered
Plus much, much more!

Motor Trade Road Risk Insurance

For smaller mechanics and body shop businesses operating from home, our Motor Trade Road Risk Insurance policies are tailor made. Our policies include cover for driving or moving vehicles as part of your day-to-day business activity and can also include Public Liability cover.

Motor Trade Combined Insurance

If you operate a larger mechanics, garage or body shop business from premises such as a repair garage or service centre, then our Motor Trade Combined Insurance is designed specifically for you. Our policies include protection against damage to your property, stock and tools, as well as any assets you own. We can also cover you for the following:

• Cover for service and repair garages, body shops, and MOT stations
• Cover for buildings, contents, money and vehicles at trade premises
• Business Interruption and Goods in Transit
• Employers Liability, Public Liability and Service Indemnity
• Road Risk cover, plus loss or damage to tools and equipment

We can also provide cover for people working as part-time mechanics or in the body shop trade.

More reasons to choose Think Insurance for your car mechanics and body shop motor trade insurance:

• Our policies are underwritten by some of the most respected companies in the game and our 24hr free claims helpline from Wisecall is based solely in the UK.
• We offer flexible payment options including a range of instalment plans as well as direct debit facilities.
• We do not have any overseas call centres and all of our staff are qualified and equipped to handle your insurance needs.
• We do not impose a limit on the amount of vehicles you can include on your policy, and can cover vehicles up to 44T if required.
• We run our company along small brokerage lines so can give you and your business the focus, attention and level of customer service you deserve – we make sure you feel valued and aren’t just another number to us.

Get a mechanics or body shop motor trade insurance quote today and see the difference we can make to your business.