Motor Trade – HGV Mechanics Insurance

As an HGV Mechanic, we know that your work will lead you to many different situations; from a mechanical breakdown on the motorway hard shoulder, to a routine 6 week check up at a customer’s premises – and so the motor trade insurance policies we provide take all of this in to consideration.

Our policies can cover all of your own vehicles, including your personal cars and vans, as well as insuring you to drive your customers’ vehicles, including their HGVs for fault finding, testing or any other motor trade associated use.

We have a large panel of specialist insurance companies who have very favourable rates for HGV mechanics. This combined with our in-house specialist knowledge, experience and great customer service means you can rest assured that you will be taken care of, with an insurance policy that suits your needs and budget.

So if you need a motor trade insurance policy to cover you for your HGV mechanic, servicing or sales business make sure you contact us for a quote today. We can include all of the standard things you would expect to see in your motor trade insurance policy, plus some additional features that you may require such as:

Sales & Service Indemnity cover
Split Indemnity
Liability cover
Public & Employee Liability cover
Multiple Drivers covered
Tool cover
Carriage of Vehicles cover
No Claims Bonus protection
Complete UK based claims management service
Drivers with poor accident and conviction history covered
Plus much, much more!

Motor Trade Road Risk Insurance

For smaller businesses and individuals operating an HGV mechanics business from home, our Motor Trade Road Risk Insurance policies are tailor made. Our policies include cover for driving or moving vehicles as part of your day-to-day business activity and can also include Public Liability cover.

Motor Trade Combined Insurance

If you operate a larger HGV mechanics, garage or body shop business from premises such as a repair garage or service centre, then our Motor Trade Combined Insurance is designed specifically for you. Our policies include protection against damage to your property, stock and tools, as well as any assets you own. We can also cover you for the following:

• Cover for service and repair garages, body shops, and MOT stations
• Cover for buildings, contents, money and vehicles at trade premises
• Business Interruption and Goods in Transit
• Employers Liability, Public Liability and Service Indemnity
• Road Risk cover, plus loss or damage to tools and equipment

We can also provide cover for people working as part-time HGV mechanics too.

More reasons to choose Think Insurance for your HGV mechanics motor trade insurance:

• Our policies are underwritten by some of the most respected companies in the game and our 24hr free claims helpline from Wisecall is based solely in the UK.
• We offer flexible payment options including a range of instalment plans as well as direct debit facilities.
• We do not have any overseas call centres and all of our staff are qualified and equipped to handle your insurance needs.
• We do not impose a limit on the amount of vehicles you can include on your policy, and can cover vehicles up to 44T if required.
• We run our company along small brokerage lines so can give you and your business the focus, attention and level of customer service you deserve – we make sure you feel valued and aren’t just another number to us.

Get an HGV mechanics motor trade insurance quote today and see the difference we can make to your business.