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Cyclist Hits Parked Learner Driver’s Car

Worst First Driving Lesson Ever? Interview with Learner Driver from Viral Video ‘Cyclist Gets Hit by a Parked Car’

On your first ever driving lesson the thought of hitting anything is always going to be haunting the back of your mind, but Edward Barlow from Liverpool could never have guessed what would be in store during his first lesson when a cyclist rode straight into the back of his instructor’s car while Ed was parked.

We caught up with Ed to find out the full story behind the video that has now been seen by millions and has featured on a plethora of international news websites.

Hi Ed, tell us about your first ever driving lesson.

I was obviously very nervous as anyone would be on their first driving lesson, this was the first time I’d really driven a car at all. It all started off well, we were driving around the Sefton Park area, where it’s quite quiet with only a few cars and, well, cyclists, but I’ll get back to that in a second!

I was getting a feel for the car, learning the clutch and my instructor was pleased with how things were going,

After a while he asked me to pull into the side of the road to park, so i pulled over, put the brakes on and left the car running. My instructor told me I was handling the car well and not swerving like many people do on their first lesson, when suddenly there was this BANG! A cyclist had crashed into the parked car.

What was your reaction?

My first thought was I’d left the car in gear and it had stalled, lurching forwards, but I’m pretty proud to mention that I didn’t actually stall for the whole lesson! So I turned to my instructor and said, “I think someone has crashed into the back of me.”

He immediately went out and made sure he was okay, while I was sort of in shock. I mean, it was my first driving lesson, I thought I best just stay in the car! I didn’t know the rules, if I got out the car was I leaving a running vehicle unattended?

The cyclist then got back up and cycled off, he was okay but for a small cut and his bike was fine.

What was it like to watch it back?

My instructor got out his iPad, which is connected to the dash cams in the car, and we watched him cycling head down, riding straight into the back of the car. I really didn’t want to laugh at the time but it was hilarious! It reminded me of something from Jackass!

How did you manage to persevere with the rest of your lesson?

The rest of the lesson was fine, I was now super alert for every possible danger. The whole time I was driving past cyclists and hoping they wouldn’t fly into me. By the end of the lesson my instructor asked me if I wanted the video and he sent it to my phone, which was when I put it on Facebook.

And that’s when it started to go viral?

Yeah, when I woke up the next morning it had something like 50,000 views, and I thought it was hilarious. It was so weird! I think cyclists and drivers alike were sharing the video and we were up to 500,000. It got to the point where people were showing my Dad the video not knowing I was in the car!

Have you ever had a chance to speak to the cyclist?

No I haven’t, he’s never got in touch. I can imagine he’s really embarrassed. I hope he’s okay, I really do, I completely empathise with him.

Do you think young drivers get a bad rep?

I think young drivers on the whole are trying to concentrate as much as they can, they aren’t trying to race, they’re just trying to get it right and pass their test. There’s a very small minority of young drivers who let the side down, I remember when I was at school there were a few people who messed around but the vast majority just want to drive safely.

How many lessons have you had now?

I’m 10 lessons in, I’ve done all of my manoeuvres and the theory test needs to be booked, but I’ve been mainly focusing on just doing the basics of driving so far. My next lesson will be driving at higher speeds, so I’ll be getting to go at 60-70mph.

Confident for a first time pass on the practical test then?

My driving instructor has a really good record, but I’m not going to say anything, I’m just going to touch wood and hope for the best!

Thanks Ed!

Our expert team understand the misconceptions of young drivers and offer quality insurance and prices that reflect this. For information on Young Driver’s insurance, please get in touch with Think today.

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telematics4

How Telematics Insurance Can Save You Money

Benefits of a Black Box: Telematics Insurance Can Save Young Drivers Money

As more people start to see the benefit of Telematics, Think uncover the facts behind the black box being fitted in young drivers’ cars.

Plenty of insurers are now encouraging young drivers to install black boxes in their cars to help monitor their driving performance. The technology is called telematics and it’s aim is to reduce the amount of accidents that young drivers are involved in during their first 12 months of driving, and beyond.

Insurance premiums for young drivers are high because 1 in 5 have an accident within the first 12 months of passing their test. The alluring draw of telematics technology is the discount that insurance brokers are offering in exchange for their installation. Many reports show that drivers who purchase their insurance with a black box in place can get 25-30% discount off their policies, and save up to £1,000.

Telematics gives young drivers a chance to prove they are responsible drivers, rather than punishing them with high premiums before they’ve even made an error.

Some people may worry that their privacy is being invaded by the technology, and their every move recorded, but this isn’t the case, and in most instances only the information needed to score their driving ability is recorded such as the car’s speed, acceleration, braking, cornering and time of day the car is driven.

The data essentially tells the insurance companies how their customer is driving. Those who drive more safely will score better; those that break the speed limit, accelerate aggressively and break sharply will receive lower scores. Depending upon which insurance broker or company you are with, will determine the impact of these scores; some offer discounts for high scores, while some charge penalties for low scores; some reward good drivers with incentives and prizes, while others can even penalise consistent low scores by cancelling your policy.

We spoke to Michael Fowler, a young driver who in his first year of driving had telematics technology in place.

“When I was driving I was very conscious of my speed, and the way I was braking. I really wanted to reduce the cost of my insurance, knowing that if it went up the next year I wouldn’t be able to afford it. Having telematics in place saved me £700, and in my second year of driving my premium had reduced by more than half of what I paid in my first year.”

stats tink

1/8 UK licence holders aged 25 or under.

1/3 road death victims are under 25.

18-year-old drivers are more than 3 times as likely to crash than 48-year-old drivers.

Over 1/4 motor-related injury claims of over £500,000 involve under 25s.

Source: Association of British Insurers (ABI) via BBC.

While the driving performance statistics are against young people, telematics is a great and viable option for reducing their premiums and encouraging safer driving on the roads.

To enquire about a black box telematics insurance policy, please get in touch with us here at Think Insurance.

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How will Scottish Independence Affect the Motor Trade?

 

Scottish Independence, yes or no, this is the debate currently on everybody’s lips. But how will it affect the motor trade?

Here at Think we wondered how Scottish Independence might affect the motor trade The problem is there isn’t much clear light as to what will happen either way. To help clear some of it up we have done some research and looked at how Scottish Independence might affect the motor trade.

According to UK motoring guide, Glass’s, the Scottish referendum is already taking an ill affect on the UK’s economy and in turn the motor trade. They are warning that a Yes vote win could further hurt the motor trade.

Referendum has Spooked the Financial Market

Their Director of Valuations at Glass’s, Richard Parkin, has said “Even in the run up to the referendum, the closeness of the vote has spooked the financial markets and led to a fall in sterling.”

This means that the worry surrounding the split into independence is turning people aways from the pound.

Kit Juckes, the global head of currency research at Societe Generale, believes that the GDP will very probably suffer an automatic drop of 3-5% if the Scottish people vote Yes.

Yes Will Hurt the Currently Strong Motor Trade At FIrst

Richard Parkin sees the pounds future struggling and believes an impact will be had on the car industry. Firms will tend to delay investment and customers will put off expensive purchases like cars for necessities like food and utilities.

“the only part of the market that might benefit is nearly-new values.” Nearly-new value cars depress in value but when the pound falls in worth car prices will inflate and so will nearly new cars.

Parkins isn’t too worried about long term damage of a Yes vote, but believes that it would hurt the currently strong new and used car markets Britain is currently enjoying.

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How Does Tax Disc Abolition Affect Motor Traders?

Since 1921, the vehicle tax disc has been an integral part of British life, whether you’ve liked it or not. However, now that it is being axed in favour of digital registration methods, what are the biggest revolutions motor traders­­­ will experience this October?

The Effect On Motor Traders

Once the new systems for road tax have gone live, the biggest issue for motor traders will be that they don’t get caught out with fines for a car they are no longer in ownership of. The decrease in general levels of government administration is preferable, however places more pressure on the individual to make sure they are 100% compliant with the new rules. The biggest issue with this, however, is that there doesn’t seem to be a suitable level of awareness being generated to ensure all motor traders and dealers are prepared for the change.

Bringing about an end to the ‘For sale, taxed’ aspect of motor selling is, as the government advises, a way in which to reduce confusion about a vehicle’s tax status and in turn protect the buyer. On the other hand, bargain-hunters will miss out on big savings usually received through the existence of tax remainder on the vehicle.

Haggling over car tax at point of sale will come to an end, and having to immediately get their own will be an inconvenience to many buyers, but in the long run motor traders must understand the government’s incentive is to ensure no one is unknowingly at risk of driving an untaxed vehicle. An AA Populus poll in February 2014 showed that 70% of its members were worried about driving a friend’s, relative’s or recently bought car that may not be correctly taxed, and the new system is in place to quell these fears. The onus, however, is now on individuals to make sure they’ve read, re-read and understood the changes and what is going to happen in order to avoid the repercussions of a hefty fine.

What Are These New Changes? Do I Agree With Them?

There are two sides to every new amendment in the motor industry, some of which make life a lot easier for everyone and some that generally won’t go down too well at all. Below is a summary of the pros and cons of the tax disc upheaval and how they will affect you as a motorist.

Pros

According to the DVLA, abolishing the tax disc will save the taxpayer approximately £10 million every year, and environmentally it makes sense to transfer to a paperless process having already printed an astonishing 1.7 billion discs to date. Besides this, you won’t have to make that cumbersome trip to the post office every 6 months.

A big issue for the current payment system is that a 12-month upfront payment is usually too much for the average driver to fork out at once, leaving them to suffer the 10% surcharge to pay with a 6-month installment. The new online system will still offer the annual and biannual fee however will introduce an option for a monthly direct debit that charges only 5% extra, making it easier for the taxpayer and, according to a Treasury spokesman, makes ‘dealing with the government more hassle free.’

If you sell your car privately, the tax is no longer transferred to the new buyer, and you get a full refund for the months remaining on the disc. This is beneficial if you’ve just recently taxed the car and have had to sell it unexpectedly, meaning you won’t lose out on some extra cash.

Cons

On the flip side of this, if you are the buyer of a used car there is no longer an opportunity to benefit from a tax remainder from the previous owner. The DVLA requires buyers to make themselves fully aware of this rule so that they are prepared to acquire tax that is applicable from the day and hour they buy the vehicle. As well as this, the seller must immediately inform the DVLA of the change of ownership or SORN status through a V5C form or else face up to £1000 in fines.

Used car buyers will be put out by the lack of physical tax disc records, where having more records usually indicated a more diligent and careful owner. Although the digital enhancement of the system is beneficial in most ways, it will require more effort and insight to research the history of a second hand car.

The current level of road tax evasion is at its second lowest figure ever of 0.6%, and there is no evidence that this will rise without the physical presence of a tax disc. However, due to police instigating tools like the Automatic Number Plate Recognition (ANPR), more focus will be placed on the use of cameras and surveillance. Drivers may feel slightly uncomfortable with this as this will undoubtedly result in more personal data being logged with the possibility of it being sold on.

Some motoring journalists such as Maria McCarthy aren’t at all happy with the thought of losing the 93-year-old tax disc; for her personally it acts as a ‘receipt,’ an old school record of where her money has gone. Although nostalgia may be the culprit for some of the discomfort caused by the new modifications, the influx of technological changes to apply modernity to our everyday systems doesn’t seem to be slowing down, especially in the motor industry; the cutting of administration costs is certainly not a bad thing, and shifting everyone into the technological age can only bring about more smart transformations in how the government manages its systems.

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